Commercial Auto Insurance: What You Need To Know

We hope that everyone is having a great start to the month of July! This month’s blog post will touch on many automotive statistics that are very relevant to safety. It is our hope that this post will serve as a useful reminder about how important it is to have sound commercial insurance coverage.

Employees spend lots of time in company cars depending on the business. Dropping off deliveries, going to meetings, and performing legitimate tasks might require someone on your staff to use a company vehicle. Driving carries risk, and there are many things that an individual has to deal with on the road that could cause an accident.

Stats paint a clear picture of the dangers your workers might face when driving on the job. Please see a few:

• In 2015, there were 3,477 people killed, and an estimated 391,000 people injured in motor vehicle crashes caused by distracted drivers.
• Ten percent of fatal crashes, 15 percent of injury crashes, and 14 percent of all police-reported motor vehicle traffic crashes in 2015 were reported as distraction-affected crashes.
• According to a study by the Virginia Tech Transportation Institute (VTTI), sending or receiving a text takes a driver’s eyes off the road for an average of 4.6 seconds, the equivalent of driving blind at 55-mph for the length of an entire football field.
• Every year in America at least 500,000 people are killed or injured by a combination of texting and driving.

Having a sound commercial auto policy will ensure that your business is properly covered in the event of car accidents or similar issues that arise. Our agents are trained and knowledgeable. We will ensure that you get the right policy that is custom tailored to fit your businesses needs.

At All-Lines Insurance, we are committed to offering only the best customer service around. We have served the needs of North Florida business owners for over 40 years. Beyond this, we are proud members of the Florida Association of Insurance Agents, Trusted Choice, and the Independent Insurance Agents Association. Don’t hesitate to reach out to us with any questions you have about commercial automobile insurance.