Umbrella insurance refers to a liability insurance policy that protects the assets and future income of the named insured in addition to the named insured’s primary policies. It provides excess coverage beyond other existing primary policies and primary coverage for risks not covered by existing primary policies for liability issues a person may encounter.
An umbrella policy can protect you and your family’s assets in case you are sued for an accident that occurred at your home or by your car. If your homeowners policy or auto policy does not provide enough coverage to cover the liability associated with the event, an umbrella policy would protect your assets. All Lines Insurance Agency can review your current coverage and assets to determine if you need an umbrella policy to protect yourself. Contact All Lines Insurance Agency at (904) 384-0738 for a quote today!